Out-of-court claim advice and support in Austria+43 7474 23456 · helm@sichermithelm.at
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Insurance claim · third-party loss · out-of-court handling

A claim.
Many parties. One contact.

Even if you are not already insured through us, we may support your out-of-court claim handling under a separate advisory assignment, particularly for third-party motor liability claims.

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Do not rush claim handling without preparation.Evidence, a complete claim schedule and clear communication can affect the process.
Out of courtNo court representation
IndependentActing for the injured party
DocumentedEvidence, claims and deadlines
TransparentScope and fee agreed first
Real practice cases

Results from specific claim files.

Our anonymised cases show why prompt evidence preservation and complete claim preparation matter.

All practice cases
€16,500total compensation after a motorcycle accident
100%liability accepted within one week
€8,000flood payment in the specific case
€7,000settlement after diverging valuations

Anonymised individual cases. Results cannot be transferred to other claims.

Our service

We structure the claim.

A claim may involve injured parties, insurers, experts, repairers, tradespeople and other professionals. We bring information and workflows together.

01

Initial review and assignment

We review documents, responsibility, insurance contracts, correspondence and known deadlines. The out-of-court assignment is then clearly agreed.

02

Inspection and evidence

Where possible we coordinate joint inspections and help ensure that photographs, invoices, estimates, witness statements and other evidence are preserved.

03

Prepare the claim schedule

We identify individual loss items, link supporting documents and structure the out-of-court claim.

04

Coordinate communication

We support communication with the liability insurer, experts, repairers and other professionals and address contradictions early.

05

Compare valuations

Expert reports, estimates and invoices are checked for understandable differences and open issues are queried objectively.

Focus

Third-party motor liability claims.

Under Austrian law the injured third party can generally assert the compensation claim, within the relevant insurance contract, directly against the liability insurer.

AreaWhat is reviewed and prepared
Accident factsSketch, photographs, witnesses, police information, opposing statements and chronology
Vehicle damageRepair route, total-loss valuation, replacement, residual value, towing and storage where relevant
Additional propertyDamaged clothing, helmet, luggage or other carried items
Personal injuryMedical records, recovery, expenses and other potential items; a lawyer is required for legal or court representation
CommunicationClaim letters, questions, reports, settlement proposals and statements
Clear boundary: We provide out-of-court support only. If litigation, formal legal representation or legal advice is required, we recommend instructing a lawyer.
Process

Five transparent steps.

To avoid false expectations, the assignment, fee, documents and responsibilities are recorded in writing before work begins.

1

Describe the case

Brief overview, insurer, date, type of loss and current status.

2

Review documents

Policies, notifications, photographs, reports, invoices and correspondence.

3

Agree the assignment

Scope, authority, fee and out-of-court limit.

4

Support handling

Inspection, claim schedule, communication, evidence and questions.

5

Explain the outcome

Review statements, show open issues and clarify next steps.

FAQ

Important before engagement.

All questions
Do I need to be an existing client?

No. Claim support can be agreed as a separate advisory service in insurance matters.

Is the service free?

For non-clients and stand-alone advice, the fee is agreed transparently before work starts.

Do you represent me in court?

No. The service is limited to out-of-court advice and negotiation. A lawyer is required for court proceedings.

Can you guarantee a specific payment?

No. The result and timing depend on liability, contract, evidence, amount of loss, cooperation and applicable law.

Personal initial contact

Have the current status structured first.

Briefly describe the type and date of loss, insurers involved and what has happened so far. We will then clarify whether out-of-court support is appropriate.

Herbert Helm MBA
Herbert Helm MBA
Insurance broker and adviser in insurance matters
+43 7474 23456
helm@sichermithelm.at
Directions to our office

Personal advice in Euratsfeld.

Our office is located at Saliterweg 8, 3324 Euratsfeld. The interactive Google map is loaded only after your explicit consent.

SICHER mit HELMSaliterweg 8 · 3324 Euratsfeld · Österreich
Phone+43 7474 23456